Responsible Credit Card Use

If I knew then what I know now about credit cards, I would have been more cautious and responsible with my plastics over time. Time and again, financial gurus have stressed the need for these cards to build a good credit history. A high credit score means institutions will likely consider you to be relatively safe to lend money to or provide jobs. However, I should have asked myself before I signed up for one account years ago if I am responsible enough to handle it. This is because I found myself in a deep financial mess that took years to fix. Now I am wiser and vowed never to be eaten alive by debt.
Come to think of it, there … (more) January 31, 2010

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